Help guides

Plain-English guides for when money is tight. Free, checked against official sources, and dated so you know they're current.

How to apply for LIHEAP →Help paying heating and cooling bills, step by step.Got a shutoff notice? What to do today →5 steps to keep your power, gas or water on.Can't pay all your bills? Which to pay first →A simple order that protects your home, lights and job.

Looking for something else?

Start with the full guide, find help in your state, or run the Lower My Bills check. Want a guide on something we haven't covered? Email help@billhelpnow.com.