Last updated October 12, 2026
Terms of Use
These terms apply to billhelpnow.com and the downloads we sell. By using the site, you agree to them.
Information, not advice
Bill Help Now is a free educational website. We are not a government agency, lender, law firm, accountant or financial advisor. Nothing on this site is legal, tax or financial advice. Programs decide who qualifies, and rules change, so always confirm details with the program or a qualified professional before you act.
Accuracy
We check program details against official sources and date our pages, but we can't promise every detail is complete or current. If you find something wrong, email help@billhelpnow.com and we'll fix it.
Links to other websites
We link to government programs, nonprofits and companies. We don't control those sites and aren't responsible for their content, products or privacy practices. Some links may be partner links; see how we make money.
Digital products
Our planners and kits are sold and delivered through our store provider, Payhip, with payments processed by Stripe. Each purchase is a license for your own personal, non-commercial use. Please don't resell, share or post the files. Because downloads are delivered instantly, sales are generally final, but if a file doesn't work or isn't what was described, email us and we'll make it right.
Using this site
You may share links to our pages and print pages for personal use or to hand to someone who needs help. Please don't copy our content onto other websites or use it for commercial purposes without permission. Don't misuse the site, interfere with how it works or try to access it in unauthorized ways.
Limitation of liability
The site and downloads are provided "as is." To the fullest extent the law allows, Bill Help Now isn't liable for any loss or damage that comes from using the site, the downloads, or any decision you make based on them.
Changes
We may update these terms. The date at the top shows the latest version.
Contact
Questions? Email help@billhelpnow.com.