Advertising and partner standards

About us

Bill Help Now is a free, independent guide for U.S. households that are behind on bills or trying to stay ahead of them. It's owned and operated by Bill Help Now LLC, a Kansas limited liability company. Contact: partners@billhelpnow.com.

Who reads Bill Help Now

• Households across all 50 states looking for ways to lower monthly bills: utilities, phone and internet, prescriptions, taxes and groceries.
• People who just got a shutoff notice or a big medical bill and want a plan today.
• Caseworkers, librarians, credit union staff and counselors who send clients to our pages through our free partner toolkit.

Our short videos on TikTok have reached 413,000 and 63,000 views (October 2026). We don't publish site traffic claims until they're measured.

What's on the site

• State-by-state help for all 50 states and DC, including shutoff rules and energy assistance
• A shutoff-notice plan for every state
• Step-by-step guides, including filing taxes free, cutting your phone bill and paying less for prescriptions
• A Lower My Bills tool and a free phone app

Partners we work with

We only recommend services that help a reader come out ahead in dollars, and we always list free options first. Good fits:

• Free or low-cost tax filing
• Lower-cost phone and internet plans
• Prescription savings
• Energy-saving products and services
• Free or low-fee checking accounts, including Bank On certified accounts

We never work with: payday lenders, cash-advance or earned-wage apps, car-title loans, buy now pay later, debt settlement or consolidation loans, credit repair or credit-builder products, or insurance lead-generation sites.

How partner links appear

• Only on pages where the service genuinely fits the topic, after the free options.
• Marked "partner link" right next to the link, following FTC guidelines. Our disclosure page explains how we make money.
• No paid search ads on partner brand names, no coupon or cashback sites, no incentivized clicks, and no unsolicited email.
• Partners never review or change what we write.

Trust and accuracy

Every rule, phone number and dollar amount is checked against an official source and dated. Corrections are published on our corrections page. We don't sell reader data, and our app stores what people type on their own phone. See our privacy policy and terms of use.