AppGive the people you serve free help paying bills, with your name on it.
Bill Help Now is a plain-English guide to assistance programs, shutoff protections and payment-plan scripts in all 50 states and DC. License it under your brand, or sponsor your state. We keep it accurate. You get the credit.
- Help for all 50 states and DC
- Facts checked against official sources and dated
- No sign-up, no personal information collected
- Never any payday lenders
Who it's for
Anyone whose members, customers or patients fall behind on bills, and who would rather help early than chase late.
Credit unions and community banks
Members who fall behind on the light bill often fall behind on the car loan next. Give them a trusted place to start, and support your financial-education and community goals.
Utilities
Customers find payment plans, energy assistance and winter shutoff protections before the disconnect notice, explained in plain language.
Hospitals and health plans
Patients learn to ask for an itemized bill and financial assistance before an account goes to collections.
Housing and community agencies
Residents and clients get rent help, utility help and the right phone numbers for their state, on paper or on their phone.
Two ways to work with us
Both are simple, yearly and labeled honestly. Pick the one that fits your budget and your goals.
Your own branded version
Your members see a copy of Bill Help Now with your logo, your colors and your contact line, featuring the help for your state.
- Your logo, colors and link on the site and the app
- Your state's help front and center, plus every guide
- Your contact line, like "Talk to a counselor at your credit union"
- Branded printable flyers for branches, lobbies and mailers
- We keep every fact current, all year
- A quarterly usage summary (totals only, no personal data)
Sponsor your state
Put your name on the help people in your state already use, on the web and on paper.
- "Sponsored by" credit on your state's help page
- Your logo on the free printable state flyer that agencies hand out
- Only one sponsor per state
- Clearly labeled. You never change the advice
How it works
No sales calls required. If you'd rather talk, email us and we'll set up a short call.
Try the demo
Click through what your members would see, with a sample brand.
Pick a plan
Email us your choice, your logo, your state and the contact line you want shown.
Sign and pay
We send a one-page agreement and an invoice. Pay by card or ACH.
Go live
Your branded version is usually live within two weeks. Share the link and flyers.
Simple yearly pricing
One price per year, no setup fee, no per-person charges. Cancel any time before renewal.
State sponsor
For local credit unions, banks and utilities. One sponsor per state.
- "Sponsored by" credit on your state's help page
- Your logo on the free printable state flyer
- Labeled clearly as a sponsor
Community license
Up to 25,000 members or customers.
- Your own branded copy of the site and app
- Your contact line on every page
- Branded printable flyers
- Quarterly usage summary
Regional license
25,000 to 100,000 members or customers.
- Everything in Community
- Up to 3 states featured
- Custom welcome page for your members
- Priority fact updates
Enterprise
Larger organizations, health plans and multi-state utilities.
- Everything in Regional
- All states featured
- Custom topics for your programs
- Named contact for updates
Our rules don't change for anyone
The help only works if people can trust it. Sponsors and licensees support it. They never steer it.
Free help comes first
Government programs, utility plans and free counseling always come before anything that costs money.
Every fact is checked
We check program details against official sources and date every page.
No predatory offers
No payday lenders, car-title loans, credit repair or debt settlement, from anyone, at any price.
Questions procurement will ask
Do you collect data about our members?
No. There are no accounts or sign-ups. The app keeps bills and letters on the person's own phone, and we never receive or sell that information. The website uses privacy-first analytics with no cookies, and our fonts and files are served from our own site, so we only see totals like page views by topic. That is also all we share with you.
How do you keep it accurate?
Every page is checked against official sources, usually .gov websites, and shows the date it was last checked. We update ahead of each season, such as winter shutoff rules and energy assistance windows. If you or a member spots something out of date, tell us and we correct it, usually within three business days.
Can we change the content?
You control your branding, your welcome message and your contact information. The help itself stays independent. That independence is what makes it trustworthy to the people you serve, and it protects you too.
What does a sponsor or licensee not get?
Any say over our advice. Free government and nonprofit help always comes first, sponsors are always labeled, and we never list payday lenders, car-title loans, credit repair or debt settlement companies.
How does the contract and payment work?
A one-page annual agreement. We invoice by card or ACH, and we can send a W-9. It renews each year, and you can cancel any time before renewal.
How long does setup take?
Send us your logo, colors, state and contact line. Your branded version is usually live within two weeks. A state sponsorship is usually live within a few business days.
Is it accessible and mobile-friendly?
Most people use it on a phone, so it is built for phones first, in plain English, with large text and strong contrast. We test pages with automated accessibility checks against WCAG 2.1 AA and fix any problem you report.
Is it available in Spanish?
Not yet. It is on our list. If Spanish is a must for you, tell us, because partner requests decide what we build next.
Who runs Bill Help Now?
Bill Help Now LLC, a small independent company in Kansas. We are not a lender, a government agency or a credit counseling firm.
Start with the demo
Then email us at partners@billhelpnow.com. We reply within three business days.