Free, independent help with bills. No sign-up.Free help with bills

Got a shutoff notice? Get your plan.

Answer four questions. You'll get your protections, what to say when you call, where to get money help, and a letter, on one page you can print. All 50 states and DC. State rules checked against official sources October 22, 2026; Kansas City-area local programs October 24, 2026.

An independent guide, not a government agency, lawyer or your utility. Nothing you enter is saved or sent anywhere. Rules can change; confirm with your utility or the state commission.

Not sure? Your bill or the company's website says if it's a co-op or city utility.

Does anyone in your home have: