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Help paying bills in Franklin County, Missouri

Who to call for help with utility bills, rent, food and more in Franklin County, with numbers checked against each agency's own site.

Call these first

Jefferson-Franklin Community Action Corporation (JFCAC)Apply for energy assistance (LIHEAP). Say if you have a shutoff notice.
Missouri DSS Family Support Division - Washington Resource CenterApply for SNAP, Medicaid and cash help.

What's open right now

Missouri energy assistance: regular help runs October through May, and winter crisis help (ECIP, up to $800) runs November through May while funds last. Apply at dss.mo.gov, through your local agency below, or call 855-373-4636. The Cold Weather Rule runs November 1 to March 31.

Offices usually ask for photo ID, your latest bill or shutoff notice, and proof of household income. Missouri's list: documents DSS may ask for.

Your utility companies

Check the company name on your bill. Many counties have more than one.

Electric

Ameren MissouriUnion (county seat), Washington, Pacific, St. Clair, New Haven. State winter shutoff rules apply.Help programs: Dollar More; Keeping Current; Keeping Cool; payment agreements; Medical Hardship extension
Crawford Electric CooperativeStanton, Robertsville and rural. Electric co-op. State winter rules may not apply; ask about its own policy.

Natural gas

Spire Missouri (East)Union, Washington, Pacific, St. Clair, Sullivan. State winter shutoff rules apply.Help programs: Missouri Customer Charge Waiver Program (apply via LIHEAP/community action agency); Budget Billing; medical emergency program

Other local help

Food: St. Louis Area Foodbank70 Corporate Woods Drive, Bridgeton, MO 63044; pantry locator https://stlfoodbank.org/find-food/pantry-locations/
Seniors: Aging Ahead14535 Manchester Rd., St. Louis, MO 63011
Weatherization (lower heating and cooling costs): Jefferson-Franklin Community Action Corp.
Free legal help (eviction, debt): Legal Services of Eastern Missouri
Health care (sliding fee): Compass Health NetworkSites in county: Union, Washington, Sullivan

Checked October 25, 2026. Sources: each agency's own website, state community action list. Programs change, so confirm with the agency.

Got a shutoff notice?

Call your utility today, before the shutoff date. Ask for a payment plan and any winter or medical protections, and apply for energy help at the same time.

Make my shutoff plan

More free help

Watch for scams. Real help programs never charge a fee to apply, and no real program asks for gift cards, crypto or your login. Need local help now? Dial 211. In crisis, call or text 988.

Bill Help Now is a free guide, not a government agency. Programs decide who qualifies. Found a wrong number? Email help@billhelpnow.com and we'll fix it.