Help Paying Bills in Andrew County, Missouri

Call these first

Community Action Partnership of Greater St. Joseph (CAPSTJOE)Apply for energy assistance (LIHEAP). Say if you have a shutoff notice.

(816) 233-8281; IVR (816) 693-6868

Community Action Partnership of Greater St. Joseph (CAPSTJOE)Ask about emergency help with utilities, rent and other bills.

816-233-8281

Missouri DSS Family Support Division - Savannah Resource CenterApply for SNAP, Medicaid and cash help.

855-373-4636

What's open right now

Missouri energy assistance: regular help runs October through May, and winter crisis help (ECIP, up to $800) runs November through May while funds last. Apply at dss.mo.gov, through your local agency below, or call 855-373-4636. The Cold Weather Rule runs November 1 to March 31.

Offices usually ask for photo ID, your latest bill or shutoff notice, and proof of household income. Missouri's list: documents DSS may ask for.

Your utility companies

Check the company name on your bill. Many counties have more than one.

Electric

EvergySavannah and most towns. State winter shutoff rules apply.Help programs: Financial help options; Evergy Connect walk-in help (Kansas City)

1-888-471-5275 Bill help program

United Electric CooperativeCawood (rural). Electric co-op. State winter rules may not apply; ask about its own policy.

800-748-1488

Natural gas

Spire Missouri (West)Savannah, Country Club Village. State winter shutoff rules apply.Help programs: Missouri Customer Charge Waiver Program (apply via LIHEAP/community action agency); Budget Billing; medical emergency program

800-582-1234 Bill help program

Liberty (The Empire District Gas Company)Bolckow. State winter shutoff rules apply.Help programs: Project Help; Action to Support the Elderly; payment arrangements; medical extension

1-800-424-0427 Bill help program

Other local help

Food: Second Harvest Community Food Bank915 Douglas Street, St. Joseph, MO 64505

816-364-3663 Website

Seniors: Young at Heart Resources1003 W 4th Street, P.O. Box 185, Cameron, MO 64429

660-240-9400 Website

Weatherization (lower heating and cooling costs): Community Services Inc. of Northwest Missouri

660-582-3113 Website

Free legal help (eviction, debt): Legal Aid of Western Missouri (St. Joseph office)

816-364-2325 Website

Health care (sliding fee): Northwest Health ServicesSites in county: Savannah

816-232-6818 Website

Checked October 25, 2026. Sources: each agency's own website, state community action list. Programs change, so confirm with the agency.

Got a shutoff notice?

Call your utility today, before the shutoff date. Ask for a payment plan and any winter or medical protections, and apply for energy help at the same time.

Make my shutoff plan

More free help

Which bills should I pay first?Four questions, 60 seconds, your own plan.
Take the quiz → The free bill appTrack bills, get call scripts and hardship letters, and plan $50-a-week dinners. No account.
Open the app → All Missouri programsState energy help, shutoff rules, rent and food programs.
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Watch for scams. Real help programs never charge a fee to apply, and no real program asks for gift cards, crypto or your login. Need local help now? Dial 211. In crisis, call or text 988.

Bill Help Now is a free guide, not a government agency. Programs decide who qualifies. Found a wrong number? Email help@billhelpnow.com and we'll fix it.